Investors

Ratings

Credit ratings

Financial ratings1
LT/ST counterparty2 LT Senior preferred debt Outlook ST Senior preferred debt Intrinsic rating3 Date of last update
Standard and Poor’s4 AA-/A-1+ A+ Stable A-1 a 11/22/2023
Moody’s5 Aa3/P-1 A1 Stable P-1 a3 12/17/2024
Fitch Ratings6 AA- AA- Stable F1+ a+ 12/18/2024

Extra Financial ratings

Extra Financial ratings1
Moody’s ESG Sustainalytics MSCI ISS-OEKOM
Scale 0 to 100 0 to 1007 AAA to CCC D- to A+
Rating 64 21.5 AA C
Date of last review 2023 2024 2024 2023

Latest rating agencies publications

1 Extra-financial rating agencies rate the BFCM and CIC entities taking into account the full scope of Crédit Mutuel Alliance Fédérale.

2 The counterparty ratings correspond to the ratings of the following agencies: Resolution Counterparty at Standard&Poor’s, Counterparty Risk Rating at Moody’s and Derivative Counterparty Rating at Fitch Ratings.

3 The intrinsic rating corresponds to the Stand Alone Credit Profile (SACP) rating from Standard&Poor’s, the Adjusted Baseline Credit Assessment (Adj. BCA) rating from Moody’s, and the Viability Rating from Fitch.

4 Standard&Poor’s: Crédit Mutuel group rating (Caisse Centrale du Crédit Mutuel, Banque Fédérative du Crédit Mutuel (BFCM), Crédit Industriel et Commercial (CIC), Caisse Fédérale du Crédit Mutuel de Maine-Anjou Basse Normandie et Caisse Fédérale du Crédit Mutuel Océan).

5 Moody’s: Crédit Mutuel Alliance Fédérale / BFCM and CIC rating.

6 Fitch Ratings rates Crédit Mutuel Alliance Fédérale (as a core part of the wider Crédit Mutuel Group).

7 The rating scale of Sustainalytics has been modified with a view to favoring a risk analysis methodology (0 to 10: negligible; 10 to 20: low; 20 to 30: medium; 30 to 40: high; >40: severe).